Coinswarm
Armor Class 14 (natural armor)
Hit Points 63 (14d6+14)
Speed 20 ft.
Saving Throws Dex +4
Skills Stealth +6, Perception +4
Damage Immunities poison
Condition Immunities charmed, frightened
Senses darkvision 60 ft., passive Perception 14
Languages —
Challenge 4 (1,100 XP) Proficiency Bonus +2
Actions
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Lore & Description
Appearance
A writhing, shimmering cloud of coins—copper, silver, and tarnished brass—coalesces into a moving mass. Each coin is sharp, like a tiny tooth, and the whole forms a densely packed sphere that ripples and shifts with will. It glints with reflected streetlight, and if you listen closely you hear the faint clink of countless coins brushing together as the swarm hunts for skin and breath.
Behavior & Origins
Born from a corrupted hoard and hungry for new pockets, the Coinswarm haunts places where money changes hands and greed thickens the air. It senses touch and movement, and the first contact with a creature often triggers a predatory bite that drains warmth as surely as it drains coin. Crowds dissipate when a swarm appears, and merchants speak in whispers of a metallic maw that gleans coins from careless fingers. Those who study it note that the swarm seems to multiply when treasure is nearby, as if greed itself feeds its form.
